汽车保险

car insurance info. 汽车保险信息。

car insurance 汽车保险

Car Insurance - Prevention Is To Protect Yourself 汽车保险-预防是保护自己

One of the first and most important things to do when purchasing a new car is to get a car insurance policy.第一个和最重要的事要做，当初购买新车是获得汽车保险政策。 In most countries, every vehicle needs auto or car insurance and this is required under the law.在大多数国家，每一个车辆的需要，汽车或汽车保险，这是法律规定的要求。

It provides protection to the car and compensates the driver and other passengers on any damage or injury sustained or caused to others in an accident as well as other occurrences such as theft, vandalism and other unforeseen circumstances.它提供的保障车并补偿司机和其他乘客的任何损害或受伤，或造成对他人的意外，以及其他有发生，如盗窃，破坏和其他不可预见的情况。 Without proper auto insurance, the owner has to bear the full cost of these payouts.没有适当的汽车保险，业主要承担的全部成本，这些支出。

Here is some information on the various types of car insurance available.这里是一些资料，对各种类型的汽车保险。 These include personal injury protection, bodily injury and liability, medical coverage, collision, comprehensive, uninsured or underinsured motorist and rental reimbursement insurance policies.这些措施包括人身伤害保障，人身伤害和责任，医疗保险，碰撞，全面，未投保或underinsured驾车人士和租金偿还保险的政策。

A personal injury protection auto insurance policy is sometimes known as the "no-fault" coverage. 1人身伤害，保护汽车保险的政策，有时也被称为“无过失”的报道。 It pays the driver and his passengers for medical expenses and treatments as a result of a car crash, regardless of who may have been at fault.它自付司机和乘客的医疗费和治疗，由于一场车祸，不管是谁，可能已在故障。 Some of such insurance policy also reimburse on the replacement of services, lost earnings and even funeral expenses.一些这种保险的政策，也偿还就更换服务，收入损失，甚至殓葬费。

The bodily injury and liability car insurance is imperative to have as a driver.该人身伤害的赔偿责任和汽车保险是必须有作为一名司机。 It covers any bodily injuries or property damages to others that may occur during an accident, for which the policy owner is the responsible party.它涵盖的任何身体伤害或财产损害他人的期间可能发生的意外，因为政策的业主是负责任的政党。 Bodily injury damages include medical treatments or lost of wages whereas property damage includes damaged or loss of use of property.人身伤害赔偿，包括医疗或遗失的工资，而财产损失，包括损坏或损失，财产的使用。

Medical coverage focuses on the driver and passengers of the car.医疗保险的重点是司机和乘客的汽车。 This type of protection policy will pay for any reasonable or necessary medical treatments and expenses for the driver and passengers.这种类型的保护政策将支付的任何合理或必要的治疗和费用的司机和乘客。 In addition, it may even be extended to include disability or pain and suffering compensation.此外，它甚至可能会扩大到包括残疾或痛苦和苦难的补偿。

A collision car insurance policy pays for the cost of damage caused by a collision to the insured car that may affect its book value.发生碰撞，汽车保险政策所支付的成本所造成的损害发生碰撞，向被保险汽车可能影响其帐面价值。 This will include damages caused by another vehicle or any other stationary or movable objects.这将包括造成的损失由另一辆车或任何其他固定或可移动的物体。

A comprehensive auto insurance package pays for damages caused by theft, vandalism, fire and various natural disasters like wind, hail, flood, storm or lighting strikes.一个全面的汽车保险的方案支付赔偿所造成的盗窃，破坏，火灾和各种自然灾害一样，风，冰雹，洪水，风暴或照明罢工。

Uninsured or underinsured motorist auto insurance will pay for any cost to an insured person, who is injured in an accident, caused by another person, who is uninsured or does not have enough car insurance to cover the full amount of the damages.未投保或underinsured驾驶汽车保险将支付任何费用，被保险人，谁是在事故中受伤，所造成的另一个人，谁是保险的或没有足够的汽车保险，以支付全额的赔偿。 This will also include a hit and run accident.这也将包括一个肇事逃逸事故。

In the event that a car is damaged due to a vehicular accident, a rental reimbursement policy will pay a daily allowance for the fees incurred to rent another vehicle.在该事件，一辆汽车被损坏是由于车辆发生意外，租金偿还的政策，将支付的每日津贴费用支付的租金，另一辆车。

The price or premiums of the car insurance may vary widely with different insurance companies.价格或溢价的汽车保险公司可能差别甚大，与不同的保险公司。 There are several factors that may lower the premiums and these include:有几个因素可能降低保费和这些措施包括：

a) clean driving records such as never involved in any accidents or no speeding tickets 1 ）清洁驾驶记录等从未涉及的任何意外或没有超速门票

b) the price of the car and the cost to repair the car or replace its accessories in the event of damage, theft or destruction b ）在价格的汽车和成本来修复或更换汽车及其配件在发生损害，盗窃或破坏

c) the purpose or usage of the vehicle as well as the frequency of using it c ）该目的或用途的车辆，以及频率使用资讯科技

d) opt for the least number of installments to pay the premiums such as half yearly or even annually as monthly installments are the most expensive d ）在选择次数最少的分期支付保险费，如半年或什至每年每月分期付款是最昂贵的

d) drop the collision coverage as the vehicle gets older or is priced lesser d ）在下降，撞机事件的报道作为车辆得到老年人或售价较低

There are some car insurance companies that give multi-vehicle discounts or lower rates if there are two or more vehicles to be insured.有一些汽车保险的公司，给予多车型的折扣或价格较低，如果有两个或两个以上的车辆必须投保。 It is also a common practice for these companies to give competitive discounts to drivers over 55 years of age or those who complete the safety driving courses with very good grades.这亦是一种普遍的做法，为这些公司提供具竞争力的折扣优惠，司机年满55岁或那些谁完成安全驾驶课程，非常好成绩。 Nevertheless, a responsible driver always puts in an effort to ensure an accident-free life on the road.不过，作为一个负责任的司机总是把在努力，以确保发生意外-自由生活在道路上。

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Keywords list...关键词名单...

car insurance 汽车保险
cars 车
car insurance rate 汽车保险费率
car and driver 汽车及司机
rental cars 租车
sports cars 跑车
2003 cars 2003年汽车
2005 cars 2005年汽车
2006 new cars 2006年新车型
ford cars 福特汽车
audi cars 奥迪轿车
chevrolet cars 雪佛兰车
chevrolet car part 雪佛兰汽车的一部分
chrysler cars 克莱斯勒汽车
electric car 电动车
honda car 本田汽车
nissan cars 日产汽车
toyota cars 丰田汽车
lexus cars 凌志车
volkswagen cars 大众汽车
car review 汽车审查
hybrid car 混合动力轿车
compare new cars 比较新的车
car financing 汽车融资
car insurance nassau 汽车保险拿骚
car insurance riverside 汽车保险河畔
churchill car insurance 丘吉尔汽车保险
florida car insurance 佛罗里达州的汽车保险
georgia car insurance 格鲁吉亚汽车保险
houston car insurance 休斯顿汽车保险
illinois car insurance 伊利诺州汽车保险
kentucky car insurance 肯塔基州汽车保险
minnesota car insurance 明尼苏达州的汽车保险
new jersey car insurance 新州汽车保险
ohio car insurance 俄亥俄州的汽车保险
philadelphia car insurance 费城汽车保险
texas car insurance 德州汽车保险
new car technology 新的汽车技术
auto insurance company 汽车保险的公司
low cost car insurance 低成本汽车保险
cheapest car insurance 最便宜的汽车保险
auto car cheap insurance quote 自动车廉价保险引述
car insurance for woman 汽车保险为女子
young driver car insurance 年轻车手汽车保险
collector car insurance 收藏家汽车保险
diamond car insurance 钻石汽车保险
admiral car insurance 海军上将汽车保险
allstate car insurance ， Allstate汽车保险
car insurance policy 汽车保险政策
brand new cars 崭新的车
car kit 车载套件
car extended warranty 汽车延长保修期
car accident 车祸
car lease 汽车租赁
car loan 汽车贷款
auto cheap insurance 廉价的汽车保险
auto insurance quote 汽车保险报价
online auto insurance quote 网上汽车保险报价
car company insurance 汽车公司保险
extended auto warranty 延长汽车保修
classic car 经典车
rent hertz car 租金赫兹汽车
car hire 租车
used car dealer 二手车交易
houston used car 休斯顿二手车
new york used car 纽约新的二手车
new york car insurance 新的纽约汽车保险
car insurance quote 汽车保险报价